The pandemic shook the world, and ironically equity investors are singing their way to the bank. Big companies are getting bigger, reporting record earnings at the cost of consolidating MSME (Micro, Small and Medium Enterprises). The US has been playing Santa Claus, on a note printing spree! This was the precedent set for all countries’ […]
The Equity market has been limping over the last two years and investors are getting increasingly apprehensive by the day. Slowdown in consumption and demand has impacted our economy. Credit cycle is moving at a snail’s pace due to the liquidity crisis amongst NBFC’s (Non-banking Finance Companies) and Real Estate slowdown. The recent change in […]
There is bad news and good news. The bad news is that there is no good news and the good news is that the bad news won’t last forever. News is flooded with negativism, be it the draconian policies of Donald Trump or the Rupee flirting with an all-time low that has resulted in exodus […]
The only way to realise your dream is to wake up, and that is the path which our country has chosen. India has awoken to implement one of the greatest reforms of all times – GST or ‘Goods and Service Tax’. Finally implemented, the GST is one indirect tax for the entire nation, which will […]
Imagine if all your fingers were of the same length, it would be useless. Likewise, in every investment, the asset class needs to differ from each other to integrate diversity of risk and optimise returns. Asset Allocation to investments is what wheels are to a car, it is the backbone of any financial planning and […]
Today’s woman matches shoulder to shoulder with her male counterparts, striding towards equal or greater success, while having to balance a lot more on their plates! From home affairs, to professional careers and nurturing their children, she has her hands full. It therefore becomes critical for her to step back and ponder over how financially […]
Although demonetisation may have not cured the black money epidemic, it has certainly brought relief to our banking system whose balance sheets were rotting with toxic debts. Thanks to the huge influx of cash, banks have generously reduced lending (loan) rates which will boost economic consumption. Demonetisation may have briefly created chaos but overall it […]
On 8th November evening, while I was enjoying my kulcha paratha at a Dhaba in Chandigarh, I noticed something wasn’t normal. Few diners had trouble swallowing their food and others had forgotten to chew! After my hearty meal, as I walked up to the cashier to settle my bill with a Rs.1,000 note, I still […]
My best friend’s wedding is around the corner and with every passing day, his budgeting goes excessive! As the big day draws closer, he gets increasingly confused – he’s neither boggled by the fact that the secret of a happy marriage remains a secret, nor is he perturbed that he is serving a life sentence […]
“Buyer beware” is biggest fear echoing in the minds of equity investors. Based on an in-depth research on equity as an asset class, for individuals with a long-time horizon, stocks may be the least-risky asset of all. They deliver better returns and long-term capital gains tax is nil. Over 10 to 20 years, stocks/equity are […]
Cash is king! However, if it rests idle in your account, then the king is insignificant. There have been many instances where money is parked in our savings accounts for months and years, earning you paltry returns. Instead, if you deploy your funds into a liquid fund, the returns would be at least 60% to […]