As Investors, we like to think that every decision to buy or sell a particular investment has a logic to it. Unfortunately, that’s not always the case. As investors, we are inherently vulnerable to biases that lead us to illogical and irrational investment decisions; Biases are part of human behavior and we are prone to […]
In my last article I elaborated on ‘Behavioral Biases’ investors often fall prey to, which impact their long term wealth creation, thereby providing you with simple yet effective methods to understand, learn and overcome these biases. We discussed ‘Loss Aversion’ bias along and ways to overcome it. In this article, we will discuss Mental Accounting […]
Global markets, including India, had taken a significant beating following the outbreak of the Covid-19 pandemic. However, they have started picking up from their March 2020 lows. It is during these extremely volatile times, that most investors often make their biggest mistakes in the investing journey. In my upcoming articles, I will elaborate further on […]
An old joke goes that a farmer, a surgeon and a leader were arguing about the world’s oldest profession (certainly not what the world otherwise believes!). The farmer insisted it was Farming… after all did God not give Adam all the animals and plants to tend as he gave him birth? The surgeon claimed it […]
The Union Budget and Finance Bill 2020 has proposed major changes for charitable trusts and institutions. Like thousands of other charitable and religious institutions in India, Parsi trusts and associations (including Panchayats and Anjumans, Agyaris and Atashbahrams which enjoy tax exemptions or offer tax deductions u/s 80G) will also be affected. Once the Bill […]
. The announcement of Budget 2020 was awaited with bated breath, post last years’ Corporate Tax rate cut. The Finance Bill 2020 has proposed several sweeping changes in personal taxation, which will impact individuals, organisations as well as Non-resident assesses. The following are important announcements / proposed changes made this year, which would be of […]
Learning From ‘The Lion King’ Today, I feel like sharing a story with you. I am a big fan of Disney’s runaway hit, ‘The Lion King’. For the unfamiliar, the story goes thus….. Simba, the lion cub, idolizes his father, King Mufasa. But not everyone in the kingdom celebrates the new cub Simba’s arrival. Scar, Mufasa’s […]
Your Net-Work Determines Your New Net-Worth! We live in a new world where systematically building and investing to enhance our ‘Social Capital’ is the only long-term sustainable solution to survive, thrive and prosper. To that end, what a brilliant, powerful and timely idea this ‘Udvada Utsav’ has been …particularly, for a unique community like ours, […]
Man Is The Product Of The Choices He Makes Sharpen your edge, unleash your freedom to choose…men are naturally designed to choose, and their success is defined not by the conditions they face, but by the choices they make, given the conditions. Every individual’s most powerful attribute is his ‘Freedom to Choose’. If you were […]
On 20th September, 2019, the BSE Sensex rose 5.3% or about 1921 points on a single day. As I write this article, it is up again by 2.85% or 1075 points. Effectively, in the past two trading sessions, the share market has gone up by 3000 points or has delivered about 8.5% returns. This two-day […]
The Equity market has been limping over the last two years and investors are getting increasingly apprehensive by the day. Slowdown in consumption and demand has impacted our economy. Credit cycle is moving at a snail’s pace due to the liquidity crisis amongst NBFC’s (Non-banking Finance Companies) and Real Estate slowdown. The recent change in […]