(I) Review Your Portfolio: While long-term investing is essential for wealth accumulation, this does not mean one should invest and forget about it. A portfolio review should be done on a regular basis, and the beginning of the financial year is an ideal time to do so. A quick review will show the performance of […]
The pandemic shook the world, and ironically equity investors are singing their way to the bank. Big companies are getting bigger, reporting record earnings at the cost of consolidating MSME (Micro, Small and Medium Enterprises). The US has been playing Santa Claus, on a note printing spree! This was the precedent set for all countries’ […]
Marzee Kerawala is a Certified Financial Planner with expertise in Income Tax and Investment products. Managing assets worth over Rs. 4 Billion, his firm ‘NiveshIndia’, designs Tailored Investment Strategy through Customised Financial Planning for individuals and NRIs, and also handles Treasury Management for corporates and SMEs. You can contact him at +91 9987567667 or Email: marzeek@niveshindia.co.in [Website: www.niveshindia.in] Financial literacy […]
. I had earlier highlighted the key changes proposed by the Union Budget 2021 its impact on various employees, investors, tax-payers and consumers. A significant change the budget proposed was taxing the interest on PF contribution (by employees) above Rs. 2,50,000/- as per the employee’s marginal rate. This signifies curtains down for the EEE tax […]
Market moods tend to swing rapidly, and FY 2020-21 had on display both the extreme highs and lows. We are very close to touching 50,000 points on the Sensex. When I had penned my article in March, 2020, ‘Follow the rules and Investment Karona’, we were close to 26,000 points, never did I imagine I […]
It’s Diwali time, and I was wondering what topic would be most relevant and beneficial to our readers on personal finance. We all do Laxmi Puja, it is a form of worshipping the Goddess of Wealth. But I wonder if that brings divinity to our Wealth? When one uses his wealth to help the right […]
Given the number of requests I have been receiving over the past couple of weeks to buy ‘FAANG’ stocks in my investor’s portfolio and my meetings with the representative of the platforms (which facilitate foreign equity transactions), I thought it is appropriate at this juncture to pen down this article. For the uninitiated, ‘FAANG’ is […]
The idea of making Big Money and Quick Money has always attracted people to stock markets. However, what most of them don’t know, is making money in stock markets is simple, yet not easy. Apart from having sound processes and a financial plan, it requires loads of patience and discipline. Today, let’s explore ‘herd mentality’, […]
As Investors, we like to think that every decision to buy or sell a particular investment has a logic to it. Unfortunately, that’s not always the case. As investors, we are inherently vulnerable to biases that lead us to illogical and irrational investment decisions; Biases are part of human behavior and we are prone to […]
In my last article I elaborated on ‘Behavioral Biases’ investors often fall prey to, which impact their long term wealth creation, thereby providing you with simple yet effective methods to understand, learn and overcome these biases. We discussed ‘Loss Aversion’ bias along and ways to overcome it. In this article, we will discuss Mental Accounting […]
Global markets, including India, had taken a significant beating following the outbreak of the Covid-19 pandemic. However, they have started picking up from their March 2020 lows. It is during these extremely volatile times, that most investors often make their biggest mistakes in the investing journey. In my upcoming articles, I will elaborate further on […]