Marzee Kerawala is a Certified Financial Planner with expertise in Income Tax and Investment products. Managing assets worth over Rs. 4 Billion, his firm ‘NiveshIndia’, designs Tailored Investment Strategy through Customised Financial Planning for individuals and NRIs, and also handles Treasury Management for corporates and SMEs. You can contact him at +91 9987567667 or Email: marzeek@niveshindia.co.in [Website: www.niveshindia.in] Financial literacy […]
Union Finance Minister Nirmala Sitharaman on February 1 presented the Union Budget 2021 and revised the expenditure target for FY 2021 at Rs. 34.50 lakh crore. She allocated Rs. 2,23,846 crore for health, Rs. 1.18 lakh crore for road infra, Rs. 1,10,055 crore for Railways, outlay over Rs. 3 lakh crore for power and set […]
Market moods tend to swing rapidly, and FY 2020-21 had on display both the extreme highs and lows. We are very close to touching 50,000 points on the Sensex. When I had penned my article in March, 2020, ‘Follow the rules and Investment Karona’, we were close to 26,000 points, never did I imagine I […]
Given the number of requests I have been receiving over the past couple of weeks to buy ‘FAANG’ stocks in my investor’s portfolio and my meetings with the representative of the platforms (which facilitate foreign equity transactions), I thought it is appropriate at this juncture to pen down this article. For the uninitiated, ‘FAANG’ is […]
In continuity to the series of articles on Behavioral Biases amongst investors, this article explores the concept of ‘Framing Bias’- or the impact on our decision-making ability by the way information has been ‘framed’ or has been presented to us. A bias is an irrational assumption or belief that constrains our ability to make a […]
The idea of making Big Money and Quick Money has always attracted people to stock markets. However, what most of them don’t know, is making money in stock markets is simple, yet not easy. Apart from having sound processes and a financial plan, it requires loads of patience and discipline. Today, let’s explore ‘herd mentality’, […]
In my last article I elaborated on ‘Behavioral Biases’ investors often fall prey to, which impact their long term wealth creation, thereby providing you with simple yet effective methods to understand, learn and overcome these biases. We discussed ‘Loss Aversion’ bias along and ways to overcome it. In this article, we will discuss Mental Accounting […]
“A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty” – Sir Winston Churchill. The Coronavirus has triggered panic in stock markets worldwide, causing sharp falls. Investors are increasingly worried about the broader economic effects as trade gets disrupted and demand turns soft. The latest count, when this article […]
. The announcement of Budget 2020 was awaited with bated breath, post last years’ Corporate Tax rate cut. The Finance Bill 2020 has proposed several sweeping changes in personal taxation, which will impact individuals, organisations as well as Non-resident assesses. The following are important announcements / proposed changes made this year, which would be of […]