. I had earlier highlighted the key changes proposed by the Union Budget 2021 its impact on various employees, investors, tax-payers and consumers. A significant change the budget proposed was taxing the interest on PF contribution (by employees) above Rs. 2,50,000/- as per the employee’s marginal rate. This signifies curtains down for the EEE tax […]
As the New Year sets in, most of us engage in the tradition of setting New Year Resolutions. The most popular resolutions tend to be related to getting healthier, getting financially sound, learning a new skill or hobby. It is also right time to forget and to make good the things that have gone wrong […]
Marzee Kerawala, one of the Community’s leading financial planners and Founder of NiveshIndia, was bestowed with the ‘Outstanding Ex-Student of the Institute’ (2018) honour, by Dadar Athornan Institute, on the occasion of its 100th year Melavdo, which was held at MEJ Hall, Dadar on 22nd December, 2018. Marzee was felicitated and congratulated by President of […]
In our personal lives we have many people who guide us in the process of taking decisions – family, friends, consultants, etc, whom we trust and who help us enrich our lives with their experience and knowledge. They help us in choosing a career, a life partner, even setting up a business. We share a […]
Finance Minister Arun Jaitley presented his budget for the year 2018-19 in parliament a couple of days ago. The Rail Budget was also presented as part of the Union Budget. In this article, we analyse key budget proposals, and their impact on the salaried class, investors, senior citizens and consumers. A standard deduction of Rs. […]
Marzee Kerawala started his full time financial advisory in January 2008, right at the peak of the last bull market. From then to August 2013 was a difficult time for financial planning professionals. Equity markets were sluggish and the period was marred with Lehman crises, Satyam fiasco, weak macroeconomics, dollar trouble just to name a […]
We all wish to get rich/richer. But, unless one has the mythical Midas Touch to get rich, one has to follow the 3 P’s – Planning, Prudence and Patience. However busy you may be in your professional/personal engagements, you must invest some time – in estimating your income and expenses, both present and future, your […]
The only way to realise your dream is to wake up, and that is the path which our country has chosen. India has awoken to implement one of the greatest reforms of all times – GST or ‘Goods and Service Tax’. Finally implemented, the GST is one indirect tax for the entire nation, which will […]
Most of us understand SIPs or Systematic Investment Plans. But, what is ‘Step-Up’ or a ‘Top-Up’ SIP? We know how SIP works, how we gain from disciplined investing, rupee cost averaging, power of compounding etc. But have you ever thought that as per your increase in salary, you can also increase your SIP amount every […]
. Many of my young clients are cheering the rate cut by RBI, as now they will have to pay lesser EMIs on their auto and housing loans. Most of the corporate clients will reduce their debt burden as the interest outgo will reduce substantially. But there are some who are not at all happy […]
My best friend’s wedding is around the corner and with every passing day, his budgeting goes excessive! As the big day draws closer, he gets increasingly confused – he’s neither boggled by the fact that the secret of a happy marriage remains a secret, nor is he perturbed that he is serving a life sentence […]