-By Hormazd Panthaki There is often a quiet gap between investing and actually building wealth. Many individuals are already doing the right things – earning steadily, saving consistently and investing over time. Yet, despite this effort, progress doesn’t always feel as meaningful or visible as expected. It’s rarely a question of discipline. More often, it […]
Khushroo B. Panthaky, Senior Partner with Walker Chandiok & Co LLP, Chartered Accountants. The Finance Bill 2026 marks a confident shift towards stability and trust, moving away from short-term populist measures. It builds on recent reforms to simplify compliance, improve certainty and reduce procedural friction, especially for individuals and small taxpayers. By keeping tax rates […]
In the previous article, we explored the difference between Direct and Regular Mutual Fund plans. We now look at identifying who Direct plans are best suited for and when they may not be the ideal choice. Direct plans work well for informed investors who can independently evaluate funds, understand risk metrics, interpret fact sheets and […]
For many years, Indian investors invested in Mutual Funds (MFs) without needing to worry about whether a plan was ‘Direct’ or ‘Regular’. Over time, the industry evolved, regulations changed and new options emerged. One such change was the introduction of Direct Plans. Today, investors often hear about Direct Vs. Regular plans through social media, friends […]
. I had earlier highlighted the key changes proposed by the Union Budget 2021 its impact on various employees, investors, tax-payers and consumers. A significant change the budget proposed was taxing the interest on PF contribution (by employees) above Rs. 2,50,000/- as per the employee’s marginal rate. This signifies curtains down for the EEE tax […]
As the New Year sets in, most of us engage in the tradition of setting New Year Resolutions. The most popular resolutions tend to be related to getting healthier, getting financially sound, learning a new skill or hobby. It is also right time to forget and to make good the things that have gone wrong […]
Marzee Kerawala, one of the Community’s leading financial planners and Founder of NiveshIndia, was bestowed with the ‘Outstanding Ex-Student of the Institute’ (2018) honour, by Dadar Athornan Institute, on the occasion of its 100th year Melavdo, which was held at MEJ Hall, Dadar on 22nd December, 2018. Marzee was felicitated and congratulated by President of […]
In our personal lives we have many people who guide us in the process of taking decisions – family, friends, consultants, etc, whom we trust and who help us enrich our lives with their experience and knowledge. They help us in choosing a career, a life partner, even setting up a business. We share a […]
Finance Minister Arun Jaitley presented his budget for the year 2018-19 in parliament a couple of days ago. The Rail Budget was also presented as part of the Union Budget. In this article, we analyse key budget proposals, and their impact on the salaried class, investors, senior citizens and consumers. A standard deduction of Rs. […]
Marzee Kerawala started his full time financial advisory in January 2008, right at the peak of the last bull market. From then to August 2013 was a difficult time for financial planning professionals. Equity markets were sluggish and the period was marred with Lehman crises, Satyam fiasco, weak macroeconomics, dollar trouble just to name a […]
We all wish to get rich/richer. But, unless one has the mythical Midas Touch to get rich, one has to follow the 3 P’s – Planning, Prudence and Patience. However busy you may be in your professional/personal engagements, you must invest some time – in estimating your income and expenses, both present and future, your […]